San Diego, U.S.A. — Summer’s here and with it comes the real risk of kids losing ground on their potential SAT scores—the result of “summer learning loss.”

Summer is traditionally a time for teenagers to enjoy sleeping in and spending lazy afternoons at the beach with their friends. They work hard nine months of the year and as soon as school’s out they’re ready to give their brain a summer break. Sounds great until reality kicks in. Educators have been speculating for years about the effects of summer learning loss—the reality is that this is more than a theory. Research over the last 100 years shows that students typically score lower on standardized tests at the end of summer vacation than they do on the same tests at the beginning of the summer. In addition, to survive in today’s world it’s vital that students learn new 21st century skills, making it more important than ever that they do not turn off their brains for the summer.

Bobbi DePorter, President of Quantum Learning Network/SuperCamp and author of 18 educational books, created SuperCamp to help kids prevent the “summer slide” while developing a positive attitude about school and life. SuperCamp teaches the essential skills that our children need not only to score well on standardized tests but also to succeed in their lives as citizens and employees in the 21st century. These skills include test-taking strategies, memorization techniques, time management, and note-taking. Competence in these areas builds confidence and increases motivation. In addition, SuperCamp focuses on the 8 Keys of Excellence, a core character program, and challenges students to embrace critical thinking, collaboration, creativity, communication, responsibility, and leadership.

“For over 30 years we’ve been utilizing a methodology that truly motivates students and shows them how to learn. We’ve found that when you empower young people with confidence in their ability to achieve and provide them with 21st century skills, they succeed in school and hold onto that “success mindset” throughout their lives,” DePorter says.

With 64,000 graduates from over 85 countries, SuperCamp helps teens increase their grades, confidence and motivation. During these 10-day residential camps located on prestigious college campuses (Stanford, UC Berkeley, Brown University, etc.) students learn strategies to improve study skills, ease school stress, and ultimately master tests—including the SAT and ACT.

The effects of working the brain over the summer are huge. An impressive 73% of SuperCamp graduates see an improvement in their grades and 84% see an increase in their self-esteem. These results lead to an even more important statistic: 77% of SuperCamp grads go directly to a four-year college after high school, compared to the national average of 46%.

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Melbourne, Australia - Millions of Aussies may be experiencing mortgage stress, but ‘mortgage apathy’ is the latest trend on the block, according to new research from leading national insurer AAMI.

Young renters in capital city areas are increasingly dropping out of the race to get a foot on the property ladder, with 8% fewer saying they feel the pressure to buy a house than there were in 2010. Over one third of young city renters that say they’re happy renting with no plans to buy a property. A double‐whammy of high housing prices and global uncertainty around property prices could be to blame for the rise of ‘mortgage apathy’, with younger city renters preferring to hold tight, rather than make what is likely to be the biggest financial decision of their life.

Newspoll Market & Social Research conducted an independent internet survey of 3,121 Australians, 18 years of age and older, across all states and territories in 2012 including 184 renters aged 18‐24 years in ACT, Sydney, Melbourne, Brisbane, Perth and Adelaide. Collected data has been weighted in line with current Australian Bureau of Statistics or ABS population demographics to ensure any extrapolation of results is representative of age sex and area.

Newspoll Market & Social Research also conducted an independent internet survey of 2,812 Australians, 18 years of age and older, across all states and territories in 2010 including 284 renters aged 18‐24 years in ACT, Sydney, Melbourne, Brisbane, Perth and Adelaide. Collected data has been weighted in line with current ABS population demographics to ensure any extrapolation of results is representative of age sex and area.

The key findings

31% of city renters aged 18 to 24 report feeling pressure to get a mortgage, compared to 39% in 2010.

35% of city renters aged 18 to 24 say they are happy renting with no plans to get a mortgage, compared to 29% in 2010.

While Australians are typically achieving life’s milestones like getting married, having children and buying a house later in life, this is not enough to account for such a dramatic rise in “Mortgage Apathy”, according to Reuben Aitchison, Corporate Affairs Manager for AAMI.

“Twenty or thirty years ago average house prices in Australia were three to four times the average salary, whereas today we are looking at a multiple of seven times. Saving for a deposit is increasingly out of reach for young people today, and if they are going to get a foot on the property ladder they want to wait till they know they are investing at just the right time.

“We know that people who own their own home tend to take a greater sense of responsibility for their dwelling. But this is a new trend and we will watch with interest to see how longer‐term renting affects the way tenants treat their dwellings and therefore the effect on risks faced in and around the home.”

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Unless headed to the NBA or becoming a famous Hollywood starlet, chances are that after high school, many are opting for higher education in order to land a decent job. As the economy suffers, it is making it harder for college graduates and even harder for high school graduates to find jobs.

It is harder for college-bound students to receive an acceptance letter from a college or university in order to further their education, and job openings and opportunities have become scarce over the past few years. Is a college degree the new high school diploma?

As the stakes rise for acceptance into higher education, students are pushed to work harder in the classroom and to study more for a higher standardized test score. According to a report by the Center for Public Education, “it’s more difficult for top students to get into college today than it was a decade ago.”

While there is a spike in applications, it has lead to a lower acceptance rate among colleges and universities. In 2010, the University of Chicago saw an increase of 42% more applications than it did in 2009. In addition, over the past decade, the average numbers of college applications across  the United States increased by 20% while the number of seats in college classrooms has steadily remained the same.

Author and researcher Jim Hull reported that in 2004 the average college applicant had a 3.1 GPA, a 21 ACT score and had passed trigonometry and chemistry.

In 2011, there was a huge increase and expectation for the average student to get into college. There were more SAT takers for the class of 2011 than in previous years. According to www.CollegeBoard.com 44% of SAT takers were minority students, 36% were first generation college goers, and 27% of SAT takers do not consider English their primary language.

On the up-side, Hull’s research suggests that “well-prepared minority students had just as good of a chance of getting into a competitive college as their white, well-prepared counterparts.” However, “a lower percentage of minority students have the necessary classes, test scores and grades to apply.”

It should come as no surprise that more students are enrolling in college annually, considering the vast difference in national incomes between high school graduates and college graduates. Back in 1980, men made an average of $44,000 whether they had a high school or college degree.

Meanwhile women made almost $29,000 whether they had a high school or college degree. Today, however, the numbers are drastically different contingent on one’s education level. In 2009, men with a high school diploma made approximately $33,000 annually while women with an equivalent education made only $25,000. For men that had Bachelor’s degrees, the annual average income was $51,000 while the equivalent for women was $41,000.

“In today’s knowledge-based, global economy, it’s more critical than ever that American students are adequately prepared to pursue advanced degrees and compete for the jobs of the future, said U.S. Secretary of Education Arne Duncan.

Based on Hull’s research, he has given some advice to the college-bound student. First, having straight A’s is not always the most important thing. Hull recommends for students to study and focus on their standardized test scores, and to take it as much as possible in order to achieve the highest score.

Also, start taking harder classes, rather than a class that will give out an easy A, even if it lowers your GPA. Hull has done a ton of research on extracurricular activities and found that there was no direct correlation between getting into your dream college with a long list of extracurricular activities. Instead, get involved in one or two that you are really interested in.

Lastly, focus on your writing samples and resume, suggests Hull. If college bound students can work toward those few things, it can make a significant difference if they get into a good college, or more importantly, if they get into college at all.

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